Overseas credit card and other credit transactions definitiv

by **Fred 2** on Thu Dec 13, 2007 10:32 pm

You are not allowed to post the name of the supplier on this forum.

Clydesdale would come squarely within the relevant legislation. You really must seek professional advice.

by **mpboatsafety** on Thu Dec 13, 2007 11:33 pm

Sorry i was not aware i was not allowed to name names, I have writen to the financial ombudsman,
I did also find out that o t e has a rather prominent name on their list of directors so they are never going to help,
Mike

by **diddydi** on Mon Jan 21, 2008 5:43 pm

anyval orford chance you could be of any help to us we paid by debit card

by **mpboatsafety** on Tue Jan 22, 2008 12:23 am

Today i was offered a 2 for 1 SWOP to get a beter chance of making my cash back, No extra cost to me. Lets see what the paperwork reads when it arives eh, MP

by **diddydi** on Wed Jan 23, 2008 4:24 pm

hi fred just what does it meanthat the tsb can be made responsable i paid by debit card the bank has said last year there is nothing they can do because of this have written twice to try and get my vouchers no luck club class say they have nothing to do with the holiday club that we joined but all the paper work has club class heading the the folder is all theirs so why cant they be brought to bare any help please val

by **Fred 2** on Wed Jan 23, 2008 5:52 pm

This thread was not intended for discussions - it was just to inform people about the House of Lords ruling. It is about CREDIT cards and items bought on CREDIT such as hire purchase (not overdraft). The legislation does not cover cash payments - which is what a debit card payment amounts to.

by **diddydi** on Fri Jan 25, 2008 12:24 am

thanks a lot for that it all seems clearer now

by **Mel U** on Fri Feb 08, 2008 11:20 am

Mel U

Can anyone help we have just had reply from our c/c saying they cant help us get our deposit back as our cancellation letter was more than ten days after we signed the contract.
as we did not have a cooling off period and didnt know that DWVC
were a scam untill we got home, are they still liable?

by **Fred 2** on Fri Feb 08, 2008 12:50 pm

Mel U - please see my post above - and re-post your comment on the "another mug - DWVC" thread. You will get a reply.

by **Eli** on Thu Mar 20, 2008 8:35 pm

I made my Holiday Club purchase in 1999 and paid a large deposit by credit card. The credit card co refused to pay out. Is it too late to pursue the matter again.?