Insurers May Not Pay Up For BA Chaos

[HW Chris]

Holidaymakers' travel insurance may not cover them in the event of industrial action, experts warned last night.
Those affected by the BA strike were urged to check their policies. The Association of British Insurers said protection would vary from policy to policy. Some travellers may find they do not qualify for any compensation.


Full Story: http://www.thisistravel.co.uk/travel/ne ... -may-not-p ay-up-for-BA-chaos_article.html?in_article_id=44848&in_page_ id=143

[supprter 67]

i,m waiting for a reply to our delay,checked in at east midlands at 4.20am told to get a coach to gatwick,arrived at gatwick at 9am flight 2.05pm.delayed take off to 7.40pm,and yet at gatwick �8 voucher to spend at mac's or fr***S & b*****s, 3.95 for a jacket potatoe and beans & tea costing �6.85 for a 16 hour wait.flight delayed again with 6 hour wait and yet taken to a taverna for something to eat and drink but with a delay in rhodes they would not let us through to the lounge so the reps could'nt get rid of us.

[HW Chris]

I was delayed coming back from New York a few years ago. Flew with Air India and one of the engines shut down on the runway as we were about to take off.

They put us up in a hotel till the next day and 24 hours later we were off.

Got home and called insurance company. Offered �100 compensation for delay..... with and excess of �75. hmmm

[CarolG]

Always check Insurance Policy that you are purchasing. A policy may be cheap, but does not always cover some aspects of your holiday that a more expensive policy would.

Questions to ask yourself when going on holiday

Will I be participating in Dangerous Sports (if yes, take extra cover)
Will I be taking an expensive item with me (remember, single article limit on policies apply, check the limit)
Do I have any illness that I should declare (if yes, take extra cover if poss)
Do I wish to have a policy excess in exchange for a cheaper policy (policy excess if the first part of any one single claim that the insured person must pay)
What is the limits for theft on the policy (i.e. single article limit, cash limit etc)
What coverage do I have for delays, cancellations etc.
DONT BE CAUGHT OUT!
READ THE SMALL PRINT!

Best to purchase from an Insurance Broker where correct information will be given and the best price given.

If you are wondering why I know a bit about insurance policies, I was involved in Insurance Loss Adjusting before becoming a travel agent!

[potshot]

During my holiday a scuba diving school came around giving a taster in the pool to get customers. What they didn't tell anybody to check their insurance to make sure they are covered in the event of a accident. How many people go on these starter dives not covered. I was going to take my children on the dive but after checking my insurace we were not cover for scuba diving so I cancelled the trip.

Pot

[CarolG]

Diving schools normally have their own insurance covering guests for dangerous sports.

Our guests are always covered with our Diving Company with Dan Europe Insurance.